PRINCIPLES & PRACTICES OF BANKING

Description

General Banking Operations: Covers the legal framework of the Reserve Bank of India (RBI), banker-customer relationships, Know Your Customer (KYC) guidelines, and handling various deposit accounts.

Functions of Banks: Focuses on credit management, priority sector advances, agricultural finance, non-performing assets (NPAs), and foreign exchange operations.

Banking Technology: Explores core banking systems (CBS), alternate delivery channels, digital payment systems managed by the National Payments Corporation of India, and cybersecurity frameworks.

Ethics and Governance: Explores professional code of conduct, employee ethics, and customer service obligations within financial institutions